If you’re stuck with a sub-prime auto loan and constantly struggling to make your payment Chapter 13 bankruptcy might offer you the relief you’re looking for.
Read MoreIf you are filing a Chapter 7 Bankruptcy and you’ve never had a home foreclosed, you can qualify for an FHA/HUD loan two years after you receive your discharge.
Read MoreIf you fail to take your second credit counseling course, the Bankruptcy Court will dismiss your case and you will not receive a discharge.
Read MoreShould you make that payment? NO!!! These calls are scams. The entire purpose of the call is to scare you into making payments. You’ll lose the money, and you’ll still owe the payday lender. Because these are scams, there is no real protection under the FDCPA. The best thing you can do is hang-up and call the Attorney General.
Read MoreSome firms have opted to guide every debtor into a Chapter 13. The good news is the client receives bankruptcy protection as soon as their case is filed. The bad news? They can end up paying $4,000.00 in attorney fees! The flat fee authorized by the Eastern District of Missouri Bankruptcy Court is $4,000.00 per Chapter 13 case. If you choose one of these bargain-price firms to handle your bankruptcy, you may end up paying four or five times as much as you would have paid for a Chapter 7.
Read MoreIf your case is dismissed, can it be reinstated? Yes, but you must become current with 14 days of the dismissal. Your attorney will also need to file a motion with the Court asking that the case be reinstated. If another payment has become due since dismissal, this payment will also need to be made.
Read MoreNearly every client, whether they are filing Chapter 7 Bankruptcy or Chapter 13 Bankruptcy, asks whether they will ever be able to get credit again. My answer is always yes, you will be able to get credit again.
Read More11 U.S.C. § 1328(b) allows Debtors to receive a Hardship Discharge to stop your repayment plan early and still received a Chapter 13 Bankruptcy Discharge. There are three requirements that must be bet to receive a Hardship Discharge.
Read MoreEvery case is unique and if you are contemplating filing bankruptcy you should meet with an experienced bankruptcy attorney to determine what is in your best interest.
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