Reinstatement of a Chapter 13 After Dismissal

Chapter 13 Bankruptcy is a lengthy and sometimes difficult process. Depending on the applicable commitment period, your payments will last between 3 and 5 years. During this time, if you become late on your payments, the Chapter 13 Trustee could file a motion to dismiss your case. If you do not become current, the case may ultimately be dismissed.

If your case is dismissed, can it be reinstated? Yes, but you must become current with 14 days of the dismissal. Your attorney will also need to file a motion with the Court asking that the case be reinstated. If another payment has become due since dismissal, this payment will also need to be made.